Requisites and Tips to Get the Right Motor Insurance in Dubai

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If you want to drive your vehicle in any area of Dubai, you should get appropriate motor insurance in Dubai. For this, you only have to fulfill a few simple requisites and follow valuable tips, as we have discussed in this blog post.

Share Basic Information 

You have to provide a few of the basic details about you as a driver and the car you own. This step lets you generate a personalized type of car insurance quote for your motor insurance in Dubai or any other UAE’s cities.

Personal Details 

You have to provide your name, contact details, date of birth, country, from where you get driving license for the first time, nationality, a number of years, for which you have a driving license and the period, for which you have driven your vehicle without insurance claims. Simultaneously, as a car owner, you have to prove that you use your car only for private purposes, fulfill the compulsory GCC specifications and you have not imported your car from any oversea country.

Car Details 

You should provide the manufacturing year of your car, year, on which you register your car for the first time, place of your car’s registration (Emirates preferable), model, make and value of your car. Your company offering motor insurance in Dubai may provide the estimated value of the car according to your provided details. However, you also get the option of changing the respective value until and unless it remains within the limit set previously by your insurance provider.

Read Everything in a Right Way

You should always make sure to read and understanding everything in the right way, especially about the scope of coverage you get for investing your money. A few of the motor insurance in Dubai policies provide you add-ons but they cost you more. Hence, you should always assure of what exactly you require after making your payment.

Give Your Time to Search Multiple Websites 

Search for multiple websites acts as a key to save your money at the time of buying a car or motor insurance in Dubai. Positively, you may come across different Dubai or UAE portals, where you get a comparison tool to get online quotes for car insurance. This step lets you find the cheapest possible quote for your required insurance policy.

Right Type of Insurance Policy for You 

If you own an old model vehicle or an inexpensive one, you should choose for the third-party type of insurance policy, as you have to pay a less premium amount. On the other side, if you own a new vehicle, especially a costly one, you should go with a comprehensive insurance policy. Comprehensive policy not only gives coverage to third-party people and vehicles but also to you and your vehicle as well as your passengers. Besides, depending on the insurance provider you choose, you may get certain add-ons coverage.

Check for No Claim Bonus 

Insurance companies often give rewards to drivers, who remain free of claims. In this situation, you should think about building up the no claims bonus to get an affordable car insurance policy.

Cost of Insurance Depends on Your Car

Lastly, the overall cost associated with your car insurance policy depends solely on the type and brand of car you own. If your car is expensive and it has a big engine, you have to pay a relatively higher amount of premium. Whenever you move ahead to buy your upcoming car, you should never forget considering its approximate cost of insurance.

To conclude, getting motor insurance in Dubai is an easy task; only a person has to consider the mentioned points to get the best possible insurance plan.


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2 thoughts on “Requisites and Tips to Get the Right Motor Insurance in Dubai

  • July 21, 2020 at 1:02 pm

    Well said! Thanks for sharing such important information about car insurance in UAE. Last month, I took car insurance from Oman Insurance company in Dubai. To be frank they are also one of the best car insurance companies in the UAE. And, their agent helped me with my car insurance and transferred it in the minimum time.

  • July 23, 2020 at 4:20 pm

    Very good article! Thanks. I would like to suggest an Insurance company in Dubai. One of my friends suggested this to me and last month I renewed my car insurance from there and the price is also affordable. They offer different types of motor insurance plans including Comprehensive Car Insurance, Third-Party Car Insurance, Insurance for luxury cars, etc. I think they are one of the best insurance companies in Dubai.


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