Best Budgeting Apps for International Students: Managing Finances and Currency Conversions

The world is increasingly becoming one big classroom, with students around the world traveling to get the best education and experience other cultures. All this is great as it promotes diversity and inclusion; however, it isn’t always easy for the students to move.


One of the challenges of navigating a new environment has to do with currency conversion and managing finances. This often leads to students getting stranded, which in turn forces them to either request aid from home or work as they study. This is why in this article, we discuss how technology can be used to help, particularly the mobile phone apps students can install.

The 4 Best Budgeting Apps for International Students: Managing Finances and Currency Conversions

As an international student, managing your finances can be a challenge. Between tuition fees, living expenses, and currency exchange rates, it can be difficult to keep track of your student budget. Luckily, there are several budgeting apps available that can help you stay on top of your finances, and here are the four best:

1.   Mint

This app is free to sign up and is available on both Android and iOS platforms. The beauty of this app is how simple it makes it to link all your cash accounts, credit cards, bills, and even investments. You are able to see real-time data that allows you to understand how your cash flow is working clearly. Aside from this, you also get financial advice and helpful pings that let you know when bills are due.

2.   PocketGuard

This app has over 500,000 users on both the Android and iOS Play Store and for a good reason too. It not only creates a single place for you to view all transactions, but it also allows you to schedule payments and track any recurring expenses. Their fraud detection and data encryption system is also great for protecting your accounts.

If you are writing a paper on how cryptography helps secure accounts, you can visit PocketGuard’s website to learn more about how to protect customers’ data. And if you need help with writing, you could use the term paper writing service at academized to help make the process fast and the end result top-quality. This writing company offers students a host of academic writing services to choose from, so consider visiting their website today.

3.   YNAB (You Need A Budget)

Most students know how to create a budget, but it’s sticking to that budget that often becomes a problem; however, this is where YNAB excels at making things easier. It’s worth noting this app isn’t free, but you can try it for 34 days before committing. During this period, you’ll be able to try out their features which promise to help users experience less financial stress. There are also educational resources and a supportive community to help you achieve your financial goals.

4.   Spendee

This app not only has a stunning user experience design, but it also gives perfect control over one’s cash expenses, bank accounts, and even E-Wallets. When you log in, you get a quick overview of everything you have connected to your account. They also offer smart budget features that can help you save towards your goals. You can create a budget for food, transportation, and entertainment, which all allow you to identify where you’re overspending quickly. Also, you can use the shared wallet feature to split bills and expenses with a friend or roommate.

Best Budgeting Apps for International Students

Bottom Line

Managing one’s finances is important, especially if you’re an international student. It can be easy to get financially stranded, so it’s best to have your finances in order. The budgeting apps mentioned in this article can help do just that. So, whether you’re tracking expenses, setting saving goals, or converting currencies, it can help to download at least one of these apps.

Author’s Bio

Elaine Bailey is a writer with an interest in the financial sector. She believes everyone should learn finance, despite their background, as it applies to all of us. In her efforts to achieve this, Elaine regularly writes articles, such as this one, that take complex topics and make them simpler to understand and appreciate.


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