{"id":2456,"date":"2019-03-30T15:47:15","date_gmt":"2019-03-30T11:47:15","guid":{"rendered":"http:\/\/gccexchange.com\/blog\/?p=2456"},"modified":"2019-03-30T15:47:55","modified_gmt":"2019-03-30T11:47:55","slug":"here-are-5-best-sip-plans-for-you-to-invest-in","status":"publish","type":"post","link":"https:\/\/gccexchange.com\/blog\/here-are-5-best-sip-plans-for-you-to-invest-in\/","title":{"rendered":"Here are 5 Best SIP Plans for You to Invest In"},"content":{"rendered":"\n
\"Here<\/figure>\n\n\n\n

Want\nto invest for the long-term? Still investing in fixed deposits?<\/p>\n\n\n\n

Ever\nconsidered investing in a systematic investment plan? If not, then this article\nwill tell you why.<\/p>\n\n\n\n

Systematic\ninvestment plan or SIP is one of the most popular investment mediums in today\u2019s\nday and age. Simple reason being that investing in mutual funds, through an SIP\nis extremely convenient and hassle free.<\/p>\n\n\n\n

What\nIs an SIP?<\/strong><\/p>\n\n\n\n

An\nSIP or systematic investment plan is a mode of investment wherein an individual\ninvests a particular amount of money and every month the chosen amount gets\ndebited from the individual\u2019s account automatically. <\/p>\n\n\n\n

The\ninvestor can choose the interval at which the deduction will take place. For\nexample, quarterly, monthly or weekly. <\/p>\n\n\n\n

One\nof the major reasons why people prefer investing in SIPs is because of\ncompounding. <\/p>\n\n\n\n

For example,\nyou invest Rs. 1000 in a fund. In one year that fund gives you a return of 10%.\nYour principal value has now become Rs. 1100. <\/p>\n\n\n\n

Suppose\nin the next year, the fund gives a return of 11%, this time around your returns\nwill be calculated on Rs. 1100 and not Rs. 1000. <\/p>\n\n\n\n

Which\nmeans your investment now amounts to Rs. 1221.<\/p>\n\n\n\n

In\nthis article, we will have a look at the 5 best SIP plans that you can consider\ninvesting in.<\/p>\n\n\n\n

1.\nHDFC Small Cap Fund<\/strong><\/p>\n\n\n\n

Regarded as one of the best mutual funds in the small cap category, this fund has given exceptional returns in the past. The fund was launched on 30th June 2000 and is managed by HDFC Bank Mutual Fund<\/a>.<\/p>\n\n\n\n

The\nfund primarily invests in sectors such as services (18.6%), chemicals (17.7%)\nand engineering (12.2%), <\/p>\n\n\n\n

Its\ntop holdings are in companies like <\/p>\n\n\n\n

Its\nmajor holdings are in NIIT Technologies Ltd, Sonata Software Ltd, Aurobindo\nPharma Ltd. <\/p>\n\n\n\n
\n Key\n Details<\/strong>\n <\/td><\/tr>
\n Launch\n Date\n <\/td>\n 30th\n June 2000\n <\/td><\/tr>
\n AUM\n (Fund Size)\n <\/td>\n 6,164\n Crores\n <\/td><\/tr>
\n Minimum\n SIP Amount\n <\/td>\n \u20b9500\n <\/td><\/tr>
\n Benchmark\n <\/td>\n Has\n consistently outperformed its benchmark NIFTY Small-cap 100 TRI\n <\/td><\/tr>
\n Expense\n Ratio\n <\/td>\n 0.81%\n <\/td><\/tr>
\n Risk\n Grade\n <\/td>\n Moderately\n High\n <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Why\nShould You Invest in this Fund?<\/strong><\/p>\n\n\n\n

If\nyou are looking for long-term capital appreciation and your ideal investment\nduration is at least 5-6 years then you can consider putting your money in this\nfund.<\/p>\n\n\n\n

2.\nMirae Asset Emerging Blue-chip Fund<\/strong><\/p>\n\n\n\n

Launched\nin 30th November, 2007, this large and midcap fund has proven to be one of the\nbest in its category. <\/p>\n\n\n\n

This\nfund is recommended more so because it only supports SIP investments and not\nlump sum. <\/p>\n\n\n\n

The sectors in which it invests primarily are, financial (30.8%), energy (10.2%), healthcare (9.8%). <\/p>\n\n\n\n

The\ntop holdings of this fund are in marquee companies like, HDFC Bank Ltd, ICICI\nBank Ltd, Axis Bank Ltd.<\/p>\n\n\n\n
\n Key\n Details<\/strong>\n <\/td><\/tr>
\n Launch\n Date\n <\/td>\n 30th\n November, 2007\n <\/td><\/tr>
\n AUM\n (Fund Size)\n <\/td>\n \u20b96,444\n Cr\n <\/td><\/tr>
\n Minimum\n SIP Amount\n <\/td>\n 1000\n <\/td><\/tr>
\n Benchmark\n <\/td>\n It\n has consistently outperformed its benchmark NIFTY Large Midcap 250 Index\n since its launch.\n <\/td><\/tr>
\n Expense\n Ratio\n <\/td>\n 0.61%\n <\/td><\/tr>
\n Risk\n Grade\n <\/td>\n Moderately\n High\n <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Why\nShould You Invest in this Fund?<\/strong><\/p>\n\n\n\n

If\nyou are the type of investor who wants to avoid taking too much risk, but at\nthe same time want decent returns, then investing in this fund can be a good\nchoice. <\/p>\n\n\n\n

3.\nL&T Emerging Businesses Fund<\/strong><\/p>\n\n\n\n

Here\nis another small cap fund which could be ideal for an SIP investment. This is a\ncomparatively new fund, but shows strong fundamentals and good future prospect.<\/p>\n\n\n\n

The\nsectors it primarily invests in are, engineering (13.2%), construction (12.3%)\nand chemicals (11.8%)<\/p>\n\n\n\n

Its top holdings are in companies like Persistent Systems Ltd, Mahanagar Gas Ltd<\/a> and The Ramco Cements Ltd.<\/p>\n\n\n\n
\n Key\n Details<\/strong>\n <\/td><\/tr>
\n Launch\n Date\n <\/td>\n 12th\n May, 2014\n <\/td><\/tr>
\n AUM\n (Fund Size)\n <\/td>\n \u20b95,516\n Cr\n <\/td><\/tr>
\n Minimum\n SIP Amount\n <\/td>\n 500\n <\/td><\/tr>
\n Benchmark\n <\/td>\n It\n has consistently outperformed its benchmark S&P BSE Small Cap TRI since\n its launch..\n <\/td><\/tr>
\n Expense\n Ratio\n <\/td>\n 0.85%\n <\/td><\/tr>
\n Risk\n Grade\n <\/td>\n High\n <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Why\nShould You Invest in this Fund?<\/strong><\/p>\n\n\n\n

If\nyou are looking to invest in a fund which revolves around the high risk – high\nreturn policy, then this can prove to be an ideal investment.<\/p>\n\n\n\n

4.\nSBI Bluechip Fund<\/strong><\/p>\n\n\n\n

Considered\none of the best large cap funds in the industry, this fund has provided\nexcellent returns for the past 31 years. <\/p>\n\n\n\n

It\nhas continuously outperformed its benchmark index and has strong fundamentals\nrooting for it.<\/p>\n\n\n\n

The\nmajor sectors it allocates in are financial (36.1%), FMCG (10.4%), automobile\n(9.1) <\/p>\n\n\n\n

Its\nmajor holdings are in companies like HDFC Bank Ltd, Larsen & Toubro Ltd and\nITC Ltd.
\n
\n<\/p>\n\n\n\n
\n Key\n Details<\/strong>\n <\/td><\/tr>
\n Launch\n Date\n <\/td>\n 29th\n June, 1987\n <\/td><\/tr>
\n AUM\n (Fund Size)\n <\/td>\n 20,292\n Cr\n <\/td><\/tr>
\n Minimum\n SIP Amount\n <\/td>\n \u20b9500\n <\/td><\/tr>
\n Benchmark\n <\/td>\n Has\n consistently outperformed its benchmark BSE S&P 100\n <\/td><\/tr>
\n Expense\n Ratio\n <\/td>\n 1.19\n %\n <\/td><\/tr>
\n Risk\n Grade\n <\/td>\n Moderately\n High\n <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Why\nShould You Invest in this Fund?<\/strong><\/p>\n\n\n\n

If\nyou want to invest in a reputed name and are not willing to take an immense\namount of risk with your investment, then SBI Bluechip Fund can be a good\nchoice. <\/p>\n\n\n\n

5.\nHDFC Mid-Cap Opportunities Fund<\/strong><\/p>\n\n\n\n

Another\ngood equity oriented fund from HDFC Mutual Fund. This is a mid-cap fund, which\nhas consistently beaten its benchmark and has given good returns over the\nyears. <\/p>\n\n\n\n

The\nfund invests in companies like Cholamandalam Investment Finance and Co. Ltd,\nSundaram Fasteners Ltd and Balakrishna Industries.<\/p>\n\n\n\n

The\ntop sectors it invests in are financial (24.8%), engineering (12.3%) and\nchemicals (11.1%).<\/p>\n\n\n\n
\n Key\n Details<\/strong>\n <\/td><\/tr>
\n Launch\n Date\n <\/td>\n 30th\n June, 2000\n <\/td><\/tr>
\n AUM\n (Fund Size)\n <\/td>\n \u20b920,539 Cr\n <\/td><\/tr>
\n Minimum\n SIP Amount\n <\/td>\n \u20b9500\n <\/td><\/tr>
\n Benchmark\n <\/td>\n Has\n consistently outperformed its benchmark S&P\n BSE Mid Cap TRI\n <\/td><\/tr>
\n Expense\n Ratio\n <\/td>\n 1.22\n %\n <\/td><\/tr>
\n Risk\n Grade\n <\/td>\n Moderately\n High\n <\/td><\/tr><\/tbody><\/table>\n\n\n\n

Why\nShould You Invest in this Fund?<\/strong><\/p>\n\n\n\n

If\nyou want to attain decent returns over a substantial investment duration then\ninvesting in this fund can be a good choice. <\/p>\n\n\n\n

Conclusion<\/strong><\/p>\n\n\n\n

An\nSIP plan not only inculcates discipline to your financial life, but also helps\nyou achieve your long-term financial goals.<\/p>\n\n\n\n

If\nyou haven\u2019t invested in an SIP yet, then choose a plan which suits your\ninvestment requirement and start investing now!<\/p>\n","protected":false},"excerpt":{"rendered":"

Want to invest for the long-term? Still investing in fixed deposits? Ever considered investing in a systematic investment plan? If<\/p>\n","protected":false},"author":1,"featured_media":2457,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[16],"tags":[],"class_list":["post-2456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-money"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t